First Seacoast Bancorp Stock Performance

FSEA Stock  USD 13.10  0.09  0.68%   
On a scale of 0 to 100, First Seacoast holds a performance score of 6. The firm shows a Beta (market volatility) of -0.15, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning First Seacoast are expected to decrease at a much lower rate. During the bear market, First Seacoast is likely to outperform the market. Please check First Seacoast's potential upside, skewness, and the relationship between the maximum drawdown and semi variance , to make a quick decision on whether First Seacoast's price patterns will revert.

Risk-Adjusted Performance

Mild

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in First Seacoast Bancorp are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. Despite somewhat conflicting technical and fundamental indicators, First Seacoast sustained solid returns over the last few months and may actually be approaching a breakup point. ...more

Actual Historical Performance (%)

One Day Return
0.3
Five Day Return
1.46
Year To Date Return
1.62
Ten Year Return
13.02
All Time Return
13.02
Last Split Date
2023-01-20
1
Discretionary transaction by Richard Donovan of tradable shares of First Seacoast subject to Rule 16b-3
11/13/2025
2
Disposition of 1250 shares by Jean Thomas J. of First Seacoast at 11.6001 subject to Rule 16b-3
11/18/2025
3
Acquisition by Lynch Dana C of 500 shares of First Seacoast at 9.3151 subject to Rule 16b-3
11/20/2025
4
Acquisition by Richard Donovan of 500 shares of First Seacoast at 12.095 subject to Rule 16b-3
12/09/2025
5
Why Price Action Is Critical for Tactical Trading - news.stocktradersdaily.com
12/15/2025
6
Why First Seacoast Bancorp Inc. stock appeals to dividend seekers - Small Cap Stock Opportunities Build Capital Safely - bollywoodhelpline.com
12/29/2025
7
Responsive Playbooks and the FSEA Inflection - Stock Traders Daily
01/06/2026
8
First Seacoast Bancorp Inc. Short Interest Down 38.9 percent in December - MarketBeat
01/16/2026
9
Sectors Review Can First Seacoast Bancorp Inc. sustain earnings growth - 2025 AllTime Highs Daily Stock Trend Reports - baoquankhu1.vn
01/26/2026
10
First Seacoast Bancorp Inc. Short Interest Up 30.7 percent in January
02/02/2026
Begin Period Cash Flow6.1 M
Total Cashflows From Investing Activities-2.5 M

First Seacoast Relative Risk vs. Return Landscape

If you would invest  1,150  in First Seacoast Bancorp on November 8, 2025 and sell it today you would earn a total of  160.00  from holding First Seacoast Bancorp or generate 13.91% return on investment over 90 days. First Seacoast Bancorp is currently generating 0.2599% in daily expected returns and assumes 3.1221% risk (volatility on return distribution) over the 90 days horizon. In different words, 28% of stocks are less volatile than First, and 95% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days First Seacoast is expected to generate 3.81 times more return on investment than the market. However, the company is 3.81 times more volatile than its market benchmark. It trades about 0.08 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.12 per unit of risk.

First Seacoast Target Price Odds to finish over Current Price

The tendency of First Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 13.10 90 days 13.10 
about 11.37
Based on a normal probability distribution, the odds of First Seacoast to move above the current price in 90 days from now is about 11.37 (This First Seacoast Bancorp probability density function shows the probability of First Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days First Seacoast Bancorp has a beta of -0.15. This usually indicates as returns on the benchmark increase, returns on holding First Seacoast are expected to decrease at a much lower rate. During a bear market, however, First Seacoast Bancorp is likely to outperform the market. Additionally First Seacoast Bancorp has an alpha of 0.2345, implying that it can generate a 0.23 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   First Seacoast Price Density   
       Price  

Predictive Modules for First Seacoast

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as First Seacoast Bancorp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Seacoast's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
9.9113.0616.21
Details
Intrinsic
Valuation
LowRealHigh
7.7610.9114.06
Details

First Seacoast Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. First Seacoast is not an exception. The market had few large corrections towards the First Seacoast's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold First Seacoast Bancorp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of First Seacoast within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.23
β
Beta against Dow Jones-0.15
σ
Overall volatility
0.58
Ir
Information ratio 0.06

First Seacoast Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of First Seacoast for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for First Seacoast Bancorp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
First Seacoast had very high historical volatility over the last 90 days
First Seacoast has high likelihood to experience some financial distress in the next 2 years
The company reported the previous year's revenue of 26.68 M. Net Loss for the year was (513 K) with profit before overhead, payroll, taxes, and interest of 14.75 M.
First Seacoast Bancorp currently holds about 5.27 M in cash with (2.95 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.9.
First Seacoast has a frail financial position based on the latest SEC disclosures
Roughly 28.0% of the company shares are held by company insiders
Latest headline from thelincolnianonline.com: First Seacoast Bancorp Inc. Short Interest Up 30.7 percent in January

First Seacoast Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of First Stock often depends not only on the future outlook of the current and potential First Seacoast's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. First Seacoast's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding4.3 M
Cash And Short Term Investments127.3 M

First Seacoast Fundamentals Growth

First Stock prices reflect investors' perceptions of the future prospects and financial health of First Seacoast, and First Seacoast fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First Stock performance.

About First Seacoast Performance

By analyzing First Seacoast's fundamental ratios, stakeholders can gain valuable insights into First Seacoast's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if First Seacoast has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if First Seacoast has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Last ReportedProjected for Next Year
Return On Equity(0.01)(0.01)

Things to note about First Seacoast Bancorp performance evaluation

Checking the ongoing alerts about First Seacoast for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for First Seacoast Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
First Seacoast had very high historical volatility over the last 90 days
First Seacoast has high likelihood to experience some financial distress in the next 2 years
The company reported the previous year's revenue of 26.68 M. Net Loss for the year was (513 K) with profit before overhead, payroll, taxes, and interest of 14.75 M.
First Seacoast Bancorp currently holds about 5.27 M in cash with (2.95 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.9.
First Seacoast has a frail financial position based on the latest SEC disclosures
Roughly 28.0% of the company shares are held by company insiders
Latest headline from thelincolnianonline.com: First Seacoast Bancorp Inc. Short Interest Up 30.7 percent in January
Evaluating First Seacoast's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate First Seacoast's stock performance include:
  • Analyzing First Seacoast's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Seacoast's stock is overvalued or undervalued compared to its peers.
  • Examining First Seacoast's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating First Seacoast's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Seacoast's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of First Seacoast's stock. These opinions can provide insight into First Seacoast's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating First Seacoast's stock performance is not an exact science, and many factors can impact First Seacoast's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Complementary Tools for First Stock analysis

When running First Seacoast's price analysis, check to measure First Seacoast's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Seacoast is operating at the current time. Most of First Seacoast's value examination focuses on studying past and present price action to predict the probability of First Seacoast's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Seacoast's price. Additionally, you may evaluate how the addition of First Seacoast to your portfolios can decrease your overall portfolio volatility.
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